On an ACA Marketplace Plan? See What You Could Save.
Direct Primary Care + a health share plan often costs significantly less than ACA bronze or silver — with better access to your doctor.
Your Membership Type
Memberships: $125/mo paid monthly · $118.75/mo with 12-months paid in full. Adult (18+) patients only. Additional membership cost savings available. Please contact the office for details.
Your Current ACA Plan
2026 national average premiums — individual coverage.
Bronze
Deductible: $7,500 · Out-of-Pocket Max: $10,600
$456/mo
Silver
Deductible: $5,000 · Out-of-Pocket Max: $10,600
$611/mo
Gold
Deductible: $1,700 · Out-of-Pocket Max: $10,600
$615/mo
Replace It With: Direct Primary Care + Health Share
Direct Primary Care covers all primary care. Health share covers major events — surgery, hospitalization, specialist care.
Sedera
$135/mo
Zion Health
$111/mo
Liberty HealthShare
$180/mo
CrowdHealth
$85/mo
Single – Paid Monthly$125/mo
Sedera$135/mo
New total$260/mo
Estimated Monthly Savings
$196
per month
Based on your selections, the Direct Primary Care + health share combination may cost more than your current plan in this scenario.
Annual Savings
$2,352
Premium Savings
5-Year Total
$11,760
Where the Out-of-Pocket Savings Come From
Garrison et al. (2018): Direct Primary Care members see 40% fewer ER visits, 40% fewer specialist referrals, and ~75% Rx savings via wholesale pricing.
Rx savings (wholesale vs retail)$2,025/yr
Specialist visit reduction (40%)$900/yr
ER visit reduction (40%)$540/yr
Total Out-of-Pocket savings / yr$3,465
Ready to stop overpaying for coverage you barely use?
Call us with any questions. We’ll walk you through exactly how Direct Primary Care works and whether it makes sense for your situation.
567.804.5777
info@oiom.org · 93 North Washington Street, Tiffin, Ohio 44883 · www.oiom.org
Health share plans are not insurance and are not subject to ACA regulations. Premiums shown are 2026 national averages. Individual results vary. Sources: Healthcare.gov (2026) · Garrison LB et al. J Am Board Fam Med (2018) · AAFP Direct Primary Care Survey (2022).